Debtor representation in Chapter 7 (Straight Bankruptcy) and Chapter 13 (Reorganization) cases which are filed in the Northern and Middle District Court of Georgia. Please check our Frequently Asked Questions for more information.
Chapter 7 also known as "Fresh Start" or "Straight" bankruptcy, Chapter 7 bankruptcy allows a person to eliminate most or all of his or her debt while being allowed to keep certain property he or she may have. In many cases, a person may keep their home or car (secured debt), provided that they continue to make current payments and are up to date on the loan.
Chapter 7 bankruptcy may be the best option if:
- you don't own a home
- you don't own other major non-liquid assets
- you have a low to moderate income stream
- you have a variety of unsecured debts (e.g.
passed due medical bills, debt on credit cards,
money owed to private creditors)
- you want to keep your home (e.g. protect against foreclosure)
- you have other significant non-exempt assets.
Chapter 13 bankruptcy allows a person to consolidate the debt while making convenient monthly payments to a trustee. A payment plan is proposed which repays the debt over a three to five year period.
Chapter 13 bankruptcy might be better if:
The Firm's real estate practice areas include:
Real estate closings
When purchasing or if you are going to sell a home, our office can provide you with assurance that the contract has been drafted to protect your legal and financial interests.
If you are facing financial troubles and potential foreclosure, you'll need an experienced advocate who will fight to protect your interests, not the lender's. Our office can assist in arranging short-sales and loan modifications.
Our office an assist you with questions regarding local, regional, and State "land use" regulations. We can help you to navigate through the myriad of governmental restrictions which regulate the use of real property.
Call us to help clarify your property rights as a landowner or as an affected party.
We can also assist you with filing zoning, variance and appeal applications.
Karen Scott Greene was born in Hollywood, Florida. She holds an undergraduate degree in Human Resources from St. Thomas University, as well as a Masters in City Planning from Georgia Institute of Technology. She received her law degree from St. Thomas University in Miami, Florida.
Karen has been a member of the Georgia Bar since 1994. During her years of practice she has worked for DeKalb County, Georgia as an Assistant County Attorney handling primarily zoning and land use cases. Karen also has worked at Clark Atlanta University at the Center for Studies in Public Policy as the Assistant Director for Environmental Programs.
Karen now practices as a solo attorney in Lawrenceville, Georgia in the areas of bankruptcy and real estate. Her bankruptcy practice is limited solely to debtor representation in Chapter 7 and 13 cases which are filed in the Northern and Middle District Court of Georgia.